For business owners without a pressing need. If your business is consistently profitable and you have a 700+ FICO score, this is your lowest-cost path to working capital ā with extended terms and no rush.

How It Works

Long-term, low-interest loans for working capital. Best suited for businesses that are profitable year over year with owners carrying a 700+ FICO score. Expect longer wait and processing times ā but lower rates make it worth it.
How It Works
Fill out our short online form. No lengthy paperwork ā just your basic business details and 3 months of bank statements.
Our team reviews your revenue ā not just your credit score. Most businesses receive a decision within hours, not weeks.
Once approved, capital is deposited directly into your business account ā often within 24 hours of signing.
Who Qualifies
Consistently Profitable, Year on Year
700+ FICO Score
Owners without a pressing funding need
US-Based, All entity types considered
Long-term loans with low interest rates
Used for working capital and business growth
Best for consistently profitable businesses
700+ FICO score required
No urgency needed ā longer processing times apply
Dedicated account manager from application to close

"The best we've worked with. Avi was fantastic, the most transparent funding person we spoke with across quite a few groups. Also was able to secure better terms than anyone else in a nuanced situation. They are our go-to on any funding needs moving forward."

"Avi & Peter always treat me right. I have a small business, and Iām always getting cold calls from other funding companies. I tell them all the same thing. āI have family members in the funding business so I am stuck doing business with them for life.ā Peter & Avi are not related to me, but you would think they are by the way they take care of me.
Thanks Guys !"

"Outstanding customer service. Relatable to a growing business, as this team will always go the extra mile for a customer. Unlike most in this industry, this team is truly about the return on investment. That return is the consumer. They build strength because they build trust. Well done."
All rights reserved. simplycapitalsource.com